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Chit funds are not affected by market fluctuations

1). It inculcates the habit of compulsory and regular savings.

2). It earns dividends every month. So the net rate of return proves to be attractive it earns dividends every month. So the net rate of return proves to be attractive.

3). It is much easier and faster to get a lump sum loan than a regular bank in case of an emergency.

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